Go discovery comactivate4/17/2024 In this case, the credit card company may also ask you to enter key codes sent via email or SMS text to confirm your identity as a form of multi-step verification. If you call to activate your card from a different number - such as your work phone, for example - you may need to provide additional information to verify your identity before the issuer will activate your card. Occasionally for security purposes, credit card issuers prefer that you activate your card by calling from the phone number associated with your account. Much like confirming the routing number associated with a debit card when you establish a direct deposit, this process is a way to verify you’re the person who both applied for and received your card after it was shipped. You’ll also confirm the credit card number or account number that’s printed on the card. Typically, you’ll provide your date of birth and the last four digits of your Social Security number when you activate a new card. One way to activate your credit card is by calling the number printed on the sticker attached to the front of your card, or in the letter that came with the card. How to activate your credit card by phone If you wait too long, the card issuer may close the account. If you don’t activate within the timeframe, you may need to request that a new card is sent to you. Some credit card companies may contact you if you don’t activate a card within a period of time, usually 45-60 days, so it’s important to activate credit cards when you receive them. Though this may be inconvenient, it won’t impact your credit score. According to Experian, it’s possible that if you haven’t activated the credit card, it could get declined if you try to use it to make a purchase. If you don’t activate a new card you receive, you typically won’t be able to use it to make purchases or earn rewards for those purchases. What happens if you never activate a credit card? Since credit cards can easily get lost or stolen in the mail, the credit card activation process is an added security layer that helps ensure the new card is in the right hands. You’ll also need to activate a card if you requested a replacement card.Īctivating your credit card is an important step to verify that you’ve received the physical card from your credit card company, and can protect you from fraud or identity theft. Why do you have to activate your credit card?Īctivating your new card lets a bank or credit card issuer know that you’ve received the card and that it’s in the hands of the correct person this is a way to help prevent credit card fraud. Whether you call the card issuer and complete your credit card activation over the phone, use your issuer’s website, or activate your new credit card through a mobile app that you download from the app store, you should activate the card right away.īut how do you activate a credit card? Here are a few steps to activating your credit card. But before you can start using the new card to make purchases, you’ll need to activate it. Generally, once you activate the credit card you can use it as long as the account is open, and the card is not expired.Īfter you open a new credit card account or renew an existing credit card, you’ll receive a physical card in the mail. You can activate your credit card online, using a card issuer’s mobile app or over the phone by calling the card issuer’s customer service number. Activating a credit card lets your card issuer know that you received the card and that you’re ready to make purchases.
0 Comments
Leave a Reply.AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |